SERVICES
I provide residential mortgages for homes and buildings with 1-4 separate units. I specialize in FHA, VA, USDA and Conventional loans. I can also help you with Down Payment Assistant Programs and The City of Toledo Grant Programs.
FHA Loans
An FHA loan is a mortgage issued by an FHA-approved lender and insured by the Federal Housing Administration (FHA). Designed for low-to-moderate-income borrowers, FHA loans require a lower minimum down payments and credit scores than many conventional loans.
USDA Loans
USDA loans are zero-down-payment mortgages for rural and suburban homebuyers. They’re mainly for borrowers who aren't wealthy and can’t get a traditional mortgage.
VA Loans
A VA loan is a mortgage loan that’s issued by private lenders and backed by the U.S. Department of Veterans Affairs. It helps U.S. veterans, active duty service members, and widowed military spouses buy a home.
Conventional Loans
A conventional loan is a mortgage that is not guaranteed or insured by any government agency, including the Federal Housing Administration (FHA), the Farmers Home Administration (FmHA) and the Department of Veterans Affairs (VA). It is typically fixed in its terms and rate.